Central Bank of India acquires Future Enterprise Limited’s 25.18% stake in Future Generali India Life Insurance, marking a strategic move to strengthen its presence in the insurance sector.
Central Bank of India acquires Future Enterprise Limited’s 25.18% stake in Future Generali India Life Insurance, marking a strategic move to strengthen its presence in the insurance sector.
Future Generali Group Superannuation Plan
Retirement Benefits
Guaranteed payouts at retirement or exit
Long-Term Coverage
Flexible options for lasting employee support
Expert Fund Handling
Professionally managed by experts
Non-linked, Non-participating (without profits), Pure Risk Premium, Credit Life Insurance Plan.
Why Choose Future Generali Group Superannuation Plan?
Because promises to your people should never expire.
The Future Generali Group Superannuation Plan helps employers offer retirement security with guaranteed benefits and flexible options.
Choose from defined schemes, enjoy professional fund management, and handle exits with ease — all through a reliable employer superannuation policy backed by tax benefits.
Guaranteed Retirement Pay
Secure, promised amount after retirement
Flexible Options
Choose a plan that fits your way of saving
Expert Money Management
Professionals grow the retirement fund safely
Covers Wide Age Range
Employees aged 18 to 79 can join
Easy to Join
Start with just 10 employees
Tax Benefits
Save taxes as per current rules
How to Buy the Future Generali Group Superannuation Plan
A simple, guided way to unlock the benefits you need.
Step
Step
Step
Step
Choose your scheme type
The group insurance product allows for contribution either from employer or from both the employer and employees
Get Expert Advice from Your Trusted Life Insurance Partner!
Have questions? Get help and reliable support from experts at Generali Central Life Insurance
Eligibility
Choose the plan that fits your life
Entry Age
Minimum Group Size
Minimum Contribution at Inception
Member’s Age at Maturity
Policy Term (PT)
Tailored Plan Options to Secure Your Future
Choose between flexible policy options that fit your needs.
Defined Benefit Scheme
Contribution from Employer (non Contributory)
Under this scheme the amount of Pension and other benefits are defined in advance in the rules of the scheme.
Defined Contribution Scheme
Contribution from both the Employer and Employees (Contributory).
Under this scheme the rate of contributions or the amount of contributions are defined in the rules of the scheme. Separate member level accounts will be maintained by GCLICL.
Offered Across All Plans
- The liability of GCLICL at any time will be limited to the balance in policy account
- GCLICL will only be concerned with fund management, and the client company will have to bear any shortfall in funds, if it arises at any time
Our Promise is Reflected in the Lives We've Touched
We bring experience, stability and a proven approach to supporting your family and financial goals.
1369Branches across India
897,635Lives Protected from Day One
₹87.84 Bnof Assets Under Management
98.08%Individual Claim Settlement Ratio
99.78%Group Claim Settlement Ratio
Data as on 31st March, 2025
Downloads
Everything you need to understand your policy, plan your future, and make informed decisions at your convenience.
Important Information & Resources
Understand your policy better with key details and insights into our life insurance plan.
Contributions
The contributions made under this plan shall be made in accordance with the funding requirements as per the scheme rules. The trustee or employer or policyholder shall be required to confirm that such funding is required as per extant accounting standard governing the measurement of long term employee benefits.
The plan does not allow any top-ups, unless required to address the underfunding of the scheme as per extant accounting standard governing the measurement of long term employee benefits.
Annual Bonus
Earnings may be declared at the end of the every financial year through annual bonuses. The annual bonus amount, if declared, will be credited to the policy account. The declared bonus once credited will be guaranteed.
Annual and interim bonus, if declared shall be non-zero positive bonus.
Charges applicable under the policy
Earnings may be declared at the end of the every financial year through annual bonuses. The annual bonus amount, if declared, will be credited to the policy account. The declared bonus once credited will be guaranteed.
Disclaimer
Future Generali Group Superannuation Plan (UIN: 133N043V04)
- Tax benefits are subject to change as per tax laws.
- For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the policy document and consult your advisor, or, visit our website (www.generalicentrallife.com) before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. You are advised to consult your tax consultant. Central Bank of India’s and Generali Group’s liability is restricted to the extent of their shareholding in Generali Central Life Insurance Company Limited. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.in. For further details please access the link: https://www.generalicentrallife.com/customer-service/grievance-redressal-procedure
What Our Happy Customers Are Saying
Real stories, real people - hear from those who’ve taken the step towards securing their future with us.
Got Questions? We’ve Got Answers!
Here are answers to some of the questions you might have.
Life insurance is a financial safety net that provides a payout to your loved ones if something happens to you. A life insurance company ensures they can cover daily expenses, repay loans, and achieve future goals. It offers peace of mind, knowing your family’s financial future is secure, even when you’re not around.
Life insurance is a financial safety net that provides a payout to your loved ones if something happens to you. A life insurance company ensures they can cover daily expenses, repay loans, and achieve future goals. It offers peace of mind, knowing your family’s financial future is secure, even when you’re not around.
Life insurance is a financial safety net that provides a payout to your loved ones if something happens to you. A life insurance company ensures they can cover daily expenses, repay loans, and achieve future goals. It offers peace of mind, knowing your family’s financial future is secure, even when you’re not around.
Life insurance is a financial safety net that provides a payout to your loved ones if something happens to you. A life insurance company ensures they can cover daily expenses, repay loans, and achieve future goals. It offers peace of mind, knowing your family’s financial future is secure, even when you’re not around.